Choose the right card for you.

Help rebuild your credit history with aqua Classic

  • Suitable for those with CCJs over 12 months ago
  • A credit limit of £100 - £1,200 that could increase after four months
  • Text reminders to help you stay in control
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35.9% APR

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Reduce your rate aqua Advance

  • Simply keep to your credit limit, make repayments when due and watch your interest rate drop
  • No fees on your spend abroad
  • Text reminders to help you stay in control
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34.9% APR

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0.5% Cashback aqua Reward

  • Earn 0.5% cashback on all purchases when you stay within your credit limit and make payments when due
  • No fees on your spend abroad
  • A credit limit of £100 – £1,200 that could increase after four months
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34.9% APR

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Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult.


The APR and credit limit applicable to your account will depend on our assessment of your application. For more information about the benefits that are available with our Advance and Reward credit cards (provided you stay within your credit limit and make payments on time) see the terms and conditions.

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services.  aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.