Features & benefits

Your quote

Credit limits will vary depending on your circumstances.

Representative example:

Your interest rate for purchases is

35.9% p.a

With a representative

% APR

If you borrowed

£

and repaid it over 12 months

  • No annual fee
  • A credit limit of up to £2,200
  • Up to 51 days’ interest free credit on purchases if you pay your balance off in full each month
  • Manageable monthly payments
  • Flexible payment dates
  • A friendly 24-hour customer helpline

Be free to enjoy the benefits 

We believe everyone should be able to enjoy the financial freedom and convenience a credit card brings, even if you've had previous problems with credit. With aqua in your pocket you’re free to buy things off the internet, snap up bargains, pay bills, access cash quickly at home or abroad – and much more.

Over 150,000 people in the UK have already been helped by aqua and on top of the card features listed above, also enjoy all these great benefits:

  • Free additional cardholder
  • Access to optional insurance products such as credit card repayments cover and card care, designed to help you should your circumstances change 
  • Security of chip & PIN technology whenever you use your card
  • An attractive MasterCard accepted in 24 million places and 600,000 cash points around the world

And as the card is issued by Bank of Scotland plc, you can have peace of mind knowing that aqua works closely with one of the UK’s largest financial services companies.

Want to know more about the aqua card and why it may be the right card for you?

I am more than pleased with the service I have received, everyone is always friendly when I ring up - yes, I would recommend aqua to my friends.

Mrs K Causton, Kent