Features & benefits

aqua credit card

Typical 35.9% APR(variable)

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  • A MasterCard with no annual fee
  • A credit limit of up to £2,200
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Manageable monthly payments
  • Flexible payment dates
  • A friendly 24-hour customer helpline

Summary Box

Be free to enjoy the benefits 

We believe everyone should be able to enjoy the financial freedom and convenience a credit card brings. With aqua in your pocket you’re free to buy things off the internet, snap up bargains, pay bills, access cash quickly at home or abroad – and much more.

Over 150,000 people in the UK have already been helped by aqua and on top of the card features listed above, also enjoy all these great benefits:

  • Free additional cardholder
  • Access to optional insurance products such as card care, designed to help you should your circumstances change 
  • Security of chip & PIN technology whenever you use your card
  • An attractive MasterCard accepted in 24 million places and 600,000 cash points around the world

And as the card is issued by Bank of Scotland plc, you can have peace of mind knowing that aqua works closely with one of the UK’s largest financial services companies.

Want to know more about the aqua card and why it may be the right card for you?

 

As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. Your personal APR for purchases will be either 35.9% APR (variable), 37.9% APR (variable) or 39.9% APR (variable). Your interest rate for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 35.9% APR (variable).

I had been out of work for a bit and my credit rating took a bit of a tumble. I got back into a well paid job and paid everything off. I still could not get any credit cards to build up my credit rating. I wanted to build up my credit rating and aqua did offer it.

Mr L Charles, Surrey