Why choose aqua?

Choose aqua

A credit card can make life so much easier – whether it’s to help in an emergency, pay for one of life’s little extras or to make an everyday purchase – we believe everyone deserves the financial freedom that a credit card offers.

At aqua we know there are many reasons why you might have been refused credit before, and that’s why we may be able to help you now.

On a low income?

Are you a homemaker, retired or do you work part-time? Unlike many other credit card companies, aqua will take a closer look at your application even if your annual income is low. So this, combined with our manageable monthly payments at a time of the month convenient for you, means that aqua will give you a better chance to be accepted.

Read our customer comments

At a new address or recently moved to the UK?

Recently moved or not yet on the electoral roll? aqua will take a closer look at your individual circumstances and may be able to help you where other companies haven’t. Even if you’re new to the country and have little credit history in the UK, we believe this alone shouldn’t hold you back. Don’t wait any longer to set your finances free – apply today.

Read our customer comments

Self employed?

We know that working for yourself can sometimes cause problems when applying for credit, especially if you can’t prove a regular income. At aqua we can’t guarantee to say yes, but we can guarantee that we’ll try.

Read our customer comments

Looking to build or repair your credit history?

If you have never needed a credit card up until now, little or no credit history may mean you will have problems getting credit with other companies. If you have experienced problems with credit in the past, even if you are affected by previous County Court Judgments (CCJs), aqua may be able to help if you’re trying to build or repair your credit history as long as you make regular payments and stay within your credit limit.

Read our customer comments

Be worry-free

We pride ourselves on being responsible lenders, which means we stick to credit limits that are fair and sensible, with monthly repayments we believe that you can afford, with the option for you to set the repayments at the most convenient time of the month for you. And should you ever have any problem meeting your repayments, we’ll do our best to help you sort it out.