aqua Credit Checker is a service for aqua customers that offers you free, unlimited access to your credit report, powered by Noddle. As an aqua customer, you’ll also have access to two premium services; Noddle Alerts & Noddle Improve – which normally cost £20 and £30 per year (the whole package, including credit report and premium services, is worth up to £50 per year.)
aqua believes strongly that giving you access to your credit report and credit score, together with practical tips on how to improve it, will help you in taking control of your credit rating and give you the chance to start building a better financial future. Therefore, we have partnered with Noddle to offer you, aqua Credit Checker, for free.
It is a premium service that gives your credit score, as well as personalised tips on how to improve it. (Normal cost £30 per year).
It is a premium service that provides weekly emails highlighting any significant changes to your credit report, helping to prevent identity theft. (Normal cost £20 per year).
Your credit score is a number made up from a range of different factors and is used by lenders to determine whether they think you will be able to afford to repay the credit.
Credit scores are measured by lenders in different ways, and there’s no such thing as a universal “perfect score”.Your credit score will impact the kind of financial products you are eligible for. Customers with a higher credit score will normally have access to a broader range of credit products. As such, being aware of what affects your credit rating can be instrumental in boosting your score.
No. There's no such thing as a universal “perfect score”. Different lenders take different factors into consideration when assessing applications.
We will send you an invitation email no more than 4 weeks after account opening or after you requested aqua Credit Checker from our website. The invitation email will provide a link to sign up for aqua Credit Checker and to see the Terms & Conditions that apply.
You can access your Noddle credit score via aqua Credit Checker. Your Noddle credit score is updated monthly just like your Noddle credit report. If you've not logged in for more than 30 days Noddle will send you an email to let you know your new report is ready, and when you log in you'll be able to see your new report and credit score.
Remember it can take up to 12 months for any changes in your circumstances to impact your credit score.
Your aqua Credit Checker account will remain available for as long as your aqua card is open and being actively used. Please see the Terms & Conditions for further information.
Your aqua Credit Checker account will remain open for as long as you want it. If you become an aqua customer in future, then you will become eligible to receive the two premium services for free.
On closing your aqua card, your aqua Credit Checker account will convert to a Noddle account – with the same log-in details. If you held the two premium services for free, Noddle Improve and Noddle Alerts, then these will continue to run for free until their yearly anniversary – at which point you would need to pay for them should you wish to keep them running on your Noddle account.
All queries should be directed to Noddle via email@example.com or by using the “Contact Us” link on the bottom of each screen of your aqua Credit Checker account. Alternatively, you can talk to Noddle through their Facebook or Twitter accounts.
No, access to aqua Credit Checker is available only to the main aqua cardholder.
That’s not a problem; you can request an email including a registration link to aqua Credit Checker by phoning customer services on 0333 220 2691
Yes. You can request aqua Credit Checker for free by contacting our customer services team on 0333 220 2691
Yes, you will however be required to sign new T&Cs. If you already have either or both premium services, there will be no refund for the cost of these. However, at anniversary these will become free (if eligible). If your Noddle account has no premium services presently, these will be added to your account for free on signing the new T&Cs.
No, your aqua Credit Checker account will have its own username and password (set by you at registration). If you feel this has been compromised, please contact noddle via firstname.lastname@example.org or by using the “Contact Us” link on the bottom of each screen of your aqua Credit Checker account.
Please contact aqua Customer Service to report all lost and stolen cards.
In providing aqua Credit Checker, Noddle seek to provide relevant messages and offers to you. If you do not wish to receive these messages anymore, you can change your consent at any time by contacting noddle via email@example.com or by using the “Contact Us” link on the bottom of each screen of your aqua Credit Checker account.