It can be hard finding your feet financially in a new country. If you’re new to the UK not only will you need time to settle into your new surroundings, but you will need to open a bank account and build up a reliable credit rating from scratch. This can take some time and it can be a frustrating process, but be patient. Building good credit will work in your favour in the long term.
To start, it could pay to set up an aqua credit card. aqua offers a range of cards to suit those in varying financial circumstances. If you have recently moved to the UK or you are not yet on the electoral roll, aqua will take a closer look at your individual circumstances and may be able to help you where other companies haven’t.
It will also be beneficial to get a job as soon as possible. Establishing an employment history will contribute to building a sound credit history as well. Having a stable residence will also carry some weight as lenders look at your residence history to see if you move around a lot. It will also be beneficial to put your name on some, if not all, of your household utility bills as this will count in establishing a credit score.
Credit cards for people with no credit history
All credit card providers want to perform a credit check when you apply for a credit card to know what kind of borrower you are before they will give you a credit card. However, if you’ve got bad credit, or no credit history at all, there are alternative options, such as specific credit cards for people with no credit history. Look into the different options available with aqua today.
Representative 35.9% APR variable on the aqua classic card.