Credit cards for bad credit history

Credit cards for bad credit history

Have you applied for a credit card and been rejected? It might simply be because you don't fit one particular credit card company's customer profile. Sadly however, it is more likely because you have a bad credit rating. Bad credit can come about by rent or mortgage payments going into arrears, by missing utility bill payments or by having other financial problems as a result of being made redundant or being declared bankrupt. Those with bad credit are often seen as too risky to loan.

Credit cards for people with bad credit

aqua can help people with bad credit by providing them with specialist credit cards for bad credit history. If you have experienced credit problems in the past aqua can assist you in slowly rebuilding your reputation and strengthening your credit rating in the long term.

Representative 35.9% APR variable across our 3 products.

Making responsible decisions

Don’t be scared off by bad credit. You can recover and start repairing your credit score by making responsible decisions. Avoid credit cards for bad credit that have high initial fees, or credit cards that don’t report your payment status to credit bureaus. Instead, consider aqua which looks at each individual application to see if we can give you the credit card you need and can afford, whatever your financial situation.

35.9% APR representative (variable) across our three products.

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UK-based customer helpline

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Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services.  aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.