aqua credit card existing customersaqua credit card existing customers

we’ll help you manage your account

We want to make looking after your aqua credit card account online easy. So here’s a quick guide to some of the everyday things you may want or need to do.

Should you have any questions, you’ll probably find the answer in our Frequently Asked Questions page. If not, please don’t hesitate to call our UK-based helpline. All you need to do now is log in and you’re ready to go.

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how to make a payment

We offer you six different ways to make payments so you should always find one that works for you.

Find out more Make a payment


You can pay online, by cash, cheque, phone or post – which ever works best for you. Or, if you prefer, you can pay by Direct Debit to cover at least the minimum payment, a set amount, a set percentage of your balance or the full amount due. To set up a Direct Debit call our customer services team on 0845 601 0436 now. We also accept payment using the Faster Payment Service (FPS).

Please remember that if you cannot make your payments for any reason, please let us know as soon as possible. Call us on 0845 601 0436 and we will do what we can to help.

all about Direct Debit

Setting up a Direct Debit is the easy way to make sure you never miss a payment.

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We can take automatic payments by Direct Debit. We’ll take a minimum payment, full balance, a percentage of your balance or a set amount each month, which ever you prefer. For more details call 0845 601 0436. If you choose to pay by Direct Debit, the money will be taken from your bank account approximately 17 days after the date the statement was issued.

a guide to balance transfers

Transferring balances to your aqua credit card can help make it easier to manage your finances. And it can be done in one phone call.

Find out more Manage your account online


You could save money when you consolidate your borrowing when you perform balance transfers on credit cards, store cards and some charge cards. Each transfer must be a minimum of £100. Each time you make a balance transfer you’ll be charged a minimum of £3 or 3% of the balance transfer value, which ever is greater. You can transfer balances from as many other cards as you want up to your available credit limit.

how we keep your credit card secure

We take credit card fraud seriously, that’s why we take measures to ensure your card is protected.

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You can be safe in the knowledge that we use the latest technology to keep your details secure and have dedicated teams to monitor account activity and intercept any suspicious transactions. If you’re unsure whether a transaction that appears on your statement is authentic, please call us on 0845 601 0436 and we’ll investigate further on your behalf.

You can also do your bit to keep your identity safe from theft:

  • Always tell us if you’re moving house
  • Keep your statements and receipts safe or dispose of them securely

Never give your PIN to anyone else, not even one of our customer services advisors.

how to activate your aqua credit card

Activating your aqua credit card is easy and then you’re ready to enjoy all the benefits it offers. Simply call 0800 028 7777. Please also remember to sign your new card with your usual signature immediately.

Register for online
banking

UK-based customer helpline

0845 601 0436

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Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services.  aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.