Am I eligible for an aqua Credit Card?

  • I have been living in the UK only a short while. Can I apply?

    Yes, you can apply. At aqua we treat every application individually and take a closer look at your situation to see if we can help, even if you have only recently moved to the UK. We can't promise to say yes, but at aqua, we look to see if we can give you a credit card we think you can afford. 


    Representative 35.9% APR variable on the aqua classic card.

  • I don't have a job currently. Can I apply for an aqua credit card?

    Yes, you may be eligible if you are a homemaker, student, on a low income or work part-time. At aqua we treat every application individually and we will take a closer look at your situation to see if we can help.

    Representative 35.9% APR variable on the aqua classic card.

  • I have recently been declined for another credit card. Can I apply?

    Yes, you can apply. As a specialist lender, whatever your financial situation, at aqua we take a closer look to see if we can give you the credit you need and can afford – even if you’ve been refused credit in the past. We can’t promise to say yes, but we can guarantee that we’ll try.


    Representative 35.9% APR variable on the aqua classic card.

  • I have a County Court Judgement (CCJ). Can I apply for an aqua credit card?

    At aqua we treat you as an individual and consider every application even if you've experienced problems with credit before. We can't guarantee that your application will be successful but we will take the time to have a closer look at your situation to see if we can give you the credit card we think you can afford. However if you received a CCJ in the last 12 months, you won’t be accepted at this time so it might be better to wait 12 months before applying and we will reconsider your application.


    Representative 35.9% APR variable on the aqua classic card.

  • I've never had a credit card before. Can I apply for an aqua credit card?

    aqua can be a great way to start building a good credit history. We take the time to consider every application and will endeavour to give you the credit you need and we think you can afford. aqua has said YES to over 1 million customers in the UK.


    Representative 35.9% APR variable on the aqua classic card.

  • I've recently moved house. Can I still apply for an aqua credit card?

    Yes, you can apply. At aqua we treat every application individually and take a closer look at your situation to see if we can help, even if you aren’t currently on the electoral roll.

    Representative 35.9% APR variable on the aqua classic card.

  • I've had problems in the past with credit and am trying to rebuild my credit rating. Can I still apply?

    aqua can be a great way to start rebuilding your credit history. As a specialist lender, we will take a closer look to see if we can give you the credit you need and we think you can afford - even if you've had problems with credit in the past. We can't promise to say yes, but we can guarantee that we'll try.

    Representative 35.9% APR variable on the aqua classic card.

     

  • I have a full-time job but am not yet 18 years old. Can I apply?

    As with all credit cards, you must be aged 18 or over to apply.

  • I currently live outside of the UK. Can I apply for an aqua card?

    To apply for an aqua credit card you must be a resident in the UK.

  • I'm interested in applying for an aqua credit card. How much will I have to repay each month?

    We are a responsible lender and will only ever offer you a credit limit that we believe you can comfortably afford. A minimum repayment is required each month and this is an amount equal to the total of any interest, default charges plus 1% of the balance shown on your statement (minimum £5). If your balance is less than £5 then you must repay the full amount. Credit cards are suitable for short term borrowing and so you should avoid paying only the minimum monthly amount long term.