Representative exampleYour interest rate for purchases is 34.95% p.a variable with a representative 34.9% APR variable if you borrowed £1,200 and repaid it over 12 months
Like our other cards, aqua reward helps you improve your credit rating when you manage your finances well, including by staying within your limit and making payments on time.
The difference is that it also rewards you for doing so. It gives you 0.5% Cashback (up to £100 per annum) on everything you buy, provided you stay within your credit limit and make your minimum repayment on time.
So you’re given money for doing what’s good for you anyway.
Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. See more on Tips and advice