aqua start – A First Credit Card

Representative exampleYour interest rate for purchases is 49.94% p.a variable with a representative 49.9% APR variable if you borrowed £300 and repaid it over 12 months

If you’ve never had a credit card in the UK before, you may find it hard to get one from the banks. That’s because you haven’t got a ‘credit history’ – a record of how you’ve got on with credit previously. 

With aqua start you can begin building a good credit history, by keeping to your credit limit and making your repayments on time.

Why not apply? Unlike some, we look for reasons to say “yes” rather than “no”.

  • No annual fee
  • The aqua Mastercard is accepted at over 35.9 million places worldwide
  • Start with a manageable credit limit between £100-£300 – which could go up later
  • No interest on what you buy, if you pay the full amount on time each month
  • Text reminders, so you need never miss a payment
  • Our UK-based customer helpline
  • Manageable monthly payments and ability to change your payment date
  • You can run your account online

Don't Forget

Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. See more on Tips and advice