What’s so different about aquawhat's so different about aqua

Put simply, we’re on your side. First, we assess each applicant individually, looking for reasons to say “yes”. We’re known for being a responsible lender. So once you’re with us, our doors are always open to give you help and advice when it matters most. But most importantly, we create innovative credit building credit cards with rewards when you look after your account. Perfect if you wish to improve your credit rating.

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FREE aqua Credit Checker

And with aqua Credit Checker, you have free unlimited access to your credit report, to help you take control of your credit rating and build a better financial future.

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the credit card provider that’s right for youthe credit card provider that's right for you

Been turned down for credit before? Need to get your finances back on track? Bad credit history? These are all good reasons to apply for an aqua credit card today. We specialise in giving credit cards for people with bad credit who are:

  • Self-employed and find it difficult to prove a regular income
  • Working part-time or on a low income
  • At a new address or not on the electoral roll
  • Affected by a bad credit history, including County Court Judgments (CCJs)

Representative 34.9%APR
(variable) across our 3 products.

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find out more about aqua and credit

Apply today for a sensible credit limit, manageable rates and great benefits

Don’t miss out. Applying for an aqua credit card is easy. It only takes five minutes – and we could give you a decision within one minute.

Over 200,000 people in the UK have already been helped by aqua thanks to our quick and simple credit card application process, even though they may have been turned down by other credit card companies. We can do it for you too.

You can rest assured that any information you give us will remain safe, secure and confidential.

Representative 34.9%APR (variable) across our 3 products.

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aqua - improve your credit rating

Do you have bad credit? Credit cards from aqua can help you to improve your credit rating.

The good news is that using an aqua credit card responsibly, by making payments on time and staying within your credit limit, it can help you to achieve a better credit rating. With the right strategy, you could improve your credit rating in as little as six months.

But before you start it’s good to know:

  • how to access your own credit report
  • the information credit reference agencies store about you
  • why you may be refused credit cards and how to improve your credit rating
  • the importance of maintaining a good credit history

For help and advice on all these things and more information on our credit cards for bad credit, please go to our credit cards tips and advice.

Representative 34.9%APR (variable) across our 3 products.

aqua is a trademark of SAV Credit Limited, which is used under licence by Progressive Credit Limited. aqua credit cards are issued by Progressive Credit Limited.
Registered in England and Wales No. 7297722. Registered Office: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL.
Authorised in the United Kingdom by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 555318) for the provision of payment services.