Help rebuild your credit history

aqua Classic

Representative

35.9% APR

(variable)
Apply now
  • A credit limit of £100 – £1,600 that could increase after four months
  • 67% of aqua customers who used their card responsibly saw their credit score improve after a year with us
  • Text reminders to help you stay in control
  • Build your credit rating, and now track changes with FREE reports and alerts worth up to £80 per year

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Reduce your rate

aqua Advance

Representative

34.9% APR

(variable)
Apply now
  • Simply keep to your credit limit make repayments when due and watch your interest rate drop
  • No fees on your spend abroad
  • Text reminders to help you stay in control
  • Build your credit rating, and now track changes with FREE reports and alerts worth up to £80 per year

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0.5% cashback

aqua Reward

Representative

34.9% APR

(variable)
Apply now
  • Earn cashback on all purchases
  • No fees on your spend abroad
  • A credit limit of £100 – £1,600 that could increase after four months
  • Build your credit rating, and now track changes with FREE reports and alerts worth up to £80 per year

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We say “YES!” every 3 minutes

aqua Classic

Representative

39.9% APR

(variable)
Apply now
  • Need access to credit and want to start improving your credit rating?
  • Get a response within 60 seconds
  • A credit limit of £100 - £1,600 that could increase after four months
  • Suitable for those with CCJs over 12 months ago
  • Text reminders to help you stay in control

find out more

For more information about the benefits that are available with our Advance and Reward credit cards (provided you stay within your credit limit and make payments on time) see the terms and conditions.

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services.  aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.