Let’s get you to future you

We’re here to help more people realise the life-changing benefits of building credit.

Representative 34.9% APR variable on Aqua Classic

At Aqua, we know credit is a journey

Everyone's use of credit is as unique as they are. It's a squiggly line of ups and downs, and the realities of life.

We believe everyone can build better credit, no matter where your journey starts from. And we know getting better with credit doesn't finish at 'yes'.

That's why we're here to support you at every step.


We’ve got this

Our 20 years of credit expertise has helped hundreds of thousands of people grow their credit scores. And this means with Aqua, you get an account that you can personalise to your needs, to help you stay in control.


We're there for every moment

We've invested in our technology to make sure you're always protected, and always supported. Our anti-fraud technology monitors your account 24/7, and we've even developed our very own Aqua Coach in our secure app to guide you as you build your credit score.

So you could be on your way to better credit before you know it. And if things go wrong along the way, we're here to help you make them right.


And one day, you might not even need us at all