Take control

Discover what it’s like to be in the driving seat, with your account at your fingertips wherever you go.

34.9% APR

Representative (variable) for Aqua Classic

Frozen Card

Round-the-clock security

For your peace of mind, we’re always keeping an eye out for anything unusual on your account. And if you notice something that doesn’t seem right, our fraud team is on hand to help.

A woman enjoying a cup of coffee

In the app. In an instant

Bought something? It’s on the app. Made a payment? It’s on the app. Aqua updates instantly, so you can always see the latest and most complete picture of your account.

A person checking their credit score

Go card-free

Leave your wallet at home – and instead make fast, secure purchases by adding Aqua to your phone’s digital wallet. Whether you’re spending online, in-app or in person, you can do it safely with Apple Pay and Google Pay™.

Phone tap payment

Keep your cool. Freeze your card

If you think your card’s lost or stolen, don’t worry. Just freeze it with a tap in the Aqua app. And if it turns up later, you can defrost it again just as easily.

Phone screen showing the freeze card funtionality

Pin down your PIN

Got too many numbers and codes to remember? We hear you! You can always look up your Aqua PIN code in moments, using the app.

Safety locks

Here for you 24/7

Find help and support – online, by phone and with live chat in-app.

Automated Aqua Help service chat window

Hear from our customers

Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.

No impact on your credit score

With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.

34.9% APR

Representative (variable) for Aqua Classic

Check my eligibilityRead summary box

Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.

Use with your digital wallet

Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.

google payapple pay
phone app - payment done