Take control

Discover what it’s like to be in the driving seat, with your account at your fingertips wherever you go.

39.9% APR

Representative (variable) for Aqua Classic

Frozen Card

Safe. Smart. Secure.

  1. Round-the-clock security

    For peace of mind we look out for unusual activity on your account. And if you notice something’s wrong, we’re here to help.

  2. In the app, in an instant

    Made a purchase or a payment? It’s in the app. Aqua updates instantly, so you can see the latest on your account anytime.

  3. Go contactless

    Make fast, secure payments with contactless. You can add Aqua to your phone’s digital wallet with Apple Pay or Google Pay™.

  4. Freeze your card anytime

    If you think your card’s lost or stolen, don’t worry. Freeze it in just a tap in the Aqua app. If it turns up just tap again.

  5. Pin down your PIN

    Too many codes and numbers to remember? You can always check your Aqua PIN code in seconds using the app.

  6. Here for you 24/7

    Get help and support any time you need it – online, by phone or with live chat in the app. Head to ‘contact us’ for details.

Hear from our customers

Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.

No impact on your credit score

With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.

39.9% APR

Representative (variable) for Aqua Classic

Check my eligibilityRead summary box

Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.

Use with your digital wallet

Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.

google payapple pay
phone app - payment done

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR and credit limit applicable to your account will depend on our assessment of your application. Credit score could increase with responsible account management. Instant spend is subject to successful identity verification.

aquacard logo
  • Credit cards
  • Credit cards for bad credit
  • Credit cards for building credit
  • The Aqua Classic credit card
  • Apply for a credit card
  • Balance transfer credit card
  • Contact us
  • Cookie policy
  • Privacy policy
  • About us
InstagramYouTubeTikTok
Download on the App StoreGet it on Google Play

NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLA's Lending Code. Copies of the FLA's Lending Code can be obtained from www.fla.org.uk.

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Google Pay is a trademark of Google LLC.

© NewDay Ltd. 2026