Get that better credit feeling
We’re getting people talking about their unique credit journeys. Meet our customers and hear more about their journey and how Aqua has helped them build better credit.
34.9% APR
Representative (variable) for Aqua Classic
Get the facts
Nearly a third (31%) of people have had a low credit score1
21% of people wish they’d learned how credit scores work sooner1
60% of people who improved their credit scores now feel confident, secure, or proud1
Real people. Real stories.
Thousands of people like James, Caroline and Sam have improved their credit scores with Aqua – and you can too.
Meet James
Stockport
Like many of us, James made financial mistakes when he was younger, and he didn’t focus on his credit score. One day, he decided he needed to get it sorted, and applied for an Aqua card. It took time for him to rebuild his credit score, but now he feels in a good place financially.
‘If the washing machine does break down in the house, then I’m able to sort it out. It’s like having a safety blanket. You just don’t have to worry anymore.’
Meet Caroline
Sutton
As a freelancer, Caroline’s financial security has always been important to her. So it really shook her when she discovered she had a low credit score. Other lenders had turned her away, but then she discovered Aqua. Since getting a ‘yes’ from us, Caroline says Aqua has helped her manage her finances in a positive way.
‘My confidence has gone through the roof. It’s a great feeling, a great place to be.’
Meet Sam
Isle of Sheppey
Sam and his family had been living in rented accommodation and wanted to get a place of their own. He says they had a good deposit, but that wasn’t enough - he needed to build his credit history. After speaking to a mortgage advisor, they recommended getting a credit builder credit card. After just 18 months of credit building with Aqua, Sam was able to get a mortgage and buy his first home.
‘It was an amazing feeling to move into my property for the first time. There was a sense of security and well-being for me and my family.’
Don’t forget
Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.
Read our report
Aqua surveyed 5,000 people in the UK to uncover their biggest financial learnings, their understanding of credit scores and the positive impact building your score can have.
See how our customers got that better credit feeling
1Data from Aqua survey ‘Financial Learnings and Mistakes’, ran in August 2024 to 5,000 people in the UK.