Level up your rewards

Get rewarded as you grow with Aqua and build your credit score

34.9% APR

Representative (variable) for Aqua Classic

Aqua Card

Credit that grows with you

Your Aqua credit limit is tailored to you and your habits. As you grow, it could too. Manage your account responsibly and you might soon be offered a higher limit – if you’d like one.

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Go for Gold

For customers with the highest credit scores and the best-managed accounts, we can sometimes offer a very special upgrade – to an Aqua Gold account. Look out for your chance to take credit to the next level.

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Get exclusive experiences

As an Aqua customer, you can enjoy discounts, treats and more – thanks to our partners. Win exclusive prizes and access special offers on everything from holidays and events to gifts and gadgets.

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Hear from our customers

Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.

No impact on your credit score

With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.

34.9% APR

Representative (variable) for Aqua Classic

Check my eligibilityRead summary box

Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.

Use with your digital wallet

Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.

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Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application.

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NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLA's Lending Code. Copies of the FLA's Lending Code can be obtained from www.fla.org.uk

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Google Pay is a trademark of Google LLC.

© NewDay Ltd. 2024