Bad credit rating? Stay within your limit, make your payments on time and your score may improve. Our FREE alerts and reports can help you stay in control.
We'll send you text reminders so you don't miss monthly payments, plus give you access to your credit report. That way, you can see your credit score improve as you use your aqua card sensibly. And the service is free.
Are you an existing aqua customer and looking for a loan?
Our Personal Loan may be just what you're looking for, click on the link below to find out more.
Existing customers aged 21 and over, subject to status
We offer four aqua credit cards for people with bad credit. They can all help build your credit rating, but they’re all a bit different too.
Take a look at what aqua card customers are saying - we've partnered with Trustpilot to collect reviews.
We’re not the sort of people to give you a huge credit limit if you can’t pay it back – that usually ends badly. We lend sensibly and responsibly.
Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. See more on Tips and advice