The smart way to build better credit

Aqua is the card that gives you the power to improve your credit score.

34.9% APR

Representative (variable) for Aqua Classic

Starting credit limit from
£250 to £1200

Do you have an Aqua code?

Don't forget

Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult.

Why Aqua?

Safe & secure

Check your eligibility for Aqua with no impact to your credit score. 24/7 fraud protection keeps your account safe

Smart credit limits

Get personalised credit limits that adjust as we get to know you & could grow if you manage your account well

Build better credit

Join hundreds of thousands of people improving their credit score with Aqua. Expert tips & free credit score updates in the app

Aqua is the smart way to improve a poor credit history

Having a low credit score is one of the main reasons people are turned down for a credit card - but with Aqua, you’re in safe hands as the Classic card is specifically designed to help you build your credit score.

No impact on your credit score

Join the hundreds of thousands of people who have improved their credit score. With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.

34.9% APR

Representative (variable) for Aqua Classic

34.9% APR

Representative (variable) for Aqua Classic

Starting credit limit from £250 to £1200

See what our customers are saying

Use with your Digital Wallet

You can make fast and secure purchases online, through apps or in-store. Add your Aqua card to your Digital Wallet to start making purchases instantly with your devices. For detailed set up and instructions visit, How to set up Apple Pay or How to set up Google Pay^TM.