Credit building.
Built for you

Meet Aqua Coach – your expert guide to building better credit, your way.

34.9% APR

Representative (variable) for Aqua Classic

Aqua Coach

Move the needle on your score

See your credit score in real time 24/7. And discover what’s driving it, so you can keep moving forward.

Powered by our trusted partner TransUnion – a credit reference agency. Terms and conditions apply.

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See what you can save on interest

Enter different monthly payment amounts, and our Repayment Calculator will show you how you can cut the cost of interest – by changing the amount you pay each month.

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Be credit smart

From how-to guides and jargon-busters to calculators and insights, get the tools to be credit smart.

Explore credit smarts
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Hear from our customers

Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.

No impact on your credit score

With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.

34.9% APR

Representative (variable) for Aqua Classic

Check my eligibilityRead summary box

Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.

Use with your digital wallet

Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.

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