Move the needle
Check your credit score in real time 24/7, powered by TransUnion. See what could be driving it so you can keep building.
Credit building.
Built for you
Meet Aqua Coach – your expert guide to building better credit, your way.
39.9% APR
Representative (variable) for Aqua Classic
Start your credit-building journey with Aqua
See what you can save
Use our repayment calculator to see what you could save on interest by adjusting the amount you pay each month.
Be credit smart
With guides on budgeting, understanding credit and more, get the tools to learn about managing money with Credit Smarts.
Credit building in one app
Track your credit score for free
See what shapes your score
Personalised steps to help improve credit
View your credit report any time
*Phone image for illustrative purposes only
Hear from our customers
Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.
No impact on your credit score
With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.
39.9% APR
Representative (variable) for Aqua Classic
Use with your digital wallet
Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.
