aqua advance Credit Card - Lower Your Interest Rate

Representative exampleYour interest rate for purchases is 34.95% p.a variable with a representative 34.9% APR variable if you borrowed £1,200 and repaid it over 12 months

If you’ve had a debt problem in the past, like bankruptcy or county court judgments, aqua advance helps you move on.

If you stay within your limit and make your minimum payment on time, your rate will reduce by 5% each year for three years. For example, if you start with an APR of 34.9%, stay within your limit and make payments in time, it will get reduced by 5% after 12  months. This happens every year for three years, until your rate is down to 19.9% APR.

And all the while, you’re improving your credit rating, by showing you can be good with money.

  • Gradually reduce your interest rate to 19.9% APR
  • The aqua Mastercard is accepted at over 35.9 million places worldwide
  • No extra fees on what you spend abroad 
  • An initial credit limit between £250-£1,200 – which could go up later
  • No interest on what you buy, if you pay the full amount on time each month
  • Text reminders, so you need never miss a payment
  • Our UK-based customer helpline
  • Manageable monthly payments and ability to change your payment date
  • You can run your account online

Don't Forget

Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. See more on Tips and advice