Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

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Understanding credit cards

Adverse Credit History Explained

Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...

Published on July 28th, 20256 mins read
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Hayley Bevan

Woman smiling at her phone, holding her credit card in front of a laptop

What is a credit check? Hard & soft credit ch...

Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...

Published on July 28th, 20255 mins read
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Hayley Bevan

Couple looking at their laptop with bills on the table

How does credit card interest work?

Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...

Published on July 25th, 20257 mins read
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Hayley Bevan

Man sat on his laptop while in a coffee shop

Can you set up a direct debit on a credit car...

Wondering if you can set up a direct debit on a credit card? Learn how direct debits work with credit cards and the...

Published on July 1st, 20255 mins read
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Hayley Bevan

Close up of an adult male holding a smart phone and credit card, typing a message into a phone.

What is a credit limit?

What is a credit card limit? Discover how credit limits are calculated, what happens if you go over, and how to man...

Published on July 1st, 20258 mins read
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Hayley Bevan

Woman sat at a table looking at an tablet

What is the minimum payment on a credit card?

Wondering what the minimum payment on a credit card is? Learn how it's calculated, repayment management, and what h...

Published on July 1st, 20255 mins read
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Hayley Bevan

Man exploring a city, looking at his phone

How to use your credit card while travelling ...

Heading abroad with a credit card? Find out how to use your credit card safely and affordably while travelling. Lea...

Published on June 3rd, 20256 mins read
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Hayley Bevan

Young girl sitting in a cafe looking at her laptop

At what age can you get a credit card?

Discover the minimum age to get a credit card in the UK, what you need to apply, and tips for young adults starting...

Published on May 28th, 20259 mins read
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Hayley Bevan

Man looking at paperwork whilst sat at table with laptop

How to get a loan with bad credit

Discover how to get a loan with bad credit. Learn about the options available to you, the risks involved, and alter...

Published on May 14th, 20256 mins read
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Hayley Bevan

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