Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

Credit cards category

Latest articles

Page 1 of 7
Woman sitting outside looking at her credit card
Understanding credit cards

Does Klarna Affect Credit Score?

Does Klarna affect your credit score? Learn how Buy Now, Pay Later works, when it may impact your credit file, and ...

Published on March 19th, 20266 mins read
Author photo

Hayley Bevan

Woman smiling holding her phone and credit card

The Difference Between a Money & Balance Tran...

What’s the difference between a money transfer and a balance transfer? Learn how each works, the costs involved, an...

Published on March 19th, 20265 mins read
Man and woman looking at their phone smiling

What is a Credit Score?

What is a credit score and what does it mean? Learn how credit scores work in the UK, what affects them, and how th...

Published on March 19th, 20266 mins read
Couple sitting in front of a laptop discussing finances

How do defaults impact your credit file?

Learn how defaults affect your credit file, how long they last on your credit file, and ways you can reduce their i...

Published on February 17th, 20266 mins read
Person cutting up a credit card

How to safely cancel a credit card

Learn how to safely cancel a credit card, avoid negative impacts on your credit score, and secure your financial he...

Published on February 17th, 20266 mins read
Young adult female wearing casual clothing in a living room, using credit card and mobile phone.

What is a credit card balance?

Carrying a credit card balance can impact your credit score, even with 0% interest. But there are ways to ensure yo...

Published on February 6th, 20265 mins read
Couple looking at their phone and credit card

Should I get a credit card?

Wondering if you should get a credit card? A credit card can be incredibly useful, and with our helpful guide, you'...

Published on December 22nd, 20257 mins read
Couple looking at their credit card and iPad

How to rent a house with bad credit

Learn how to rent a house in the UK with bad credit. Discover insights on credit checks, preparation, and improving...

Published on December 22nd, 20258 mins read
Man looking at a car in car dealership

How to finance a car with a bad credit score

Learn how to finance a car with a bad credit score, and discover steps to improve your credit to secure better fina...

Published on December 22nd, 20255 mins read

Explore all topics

Click on the boxes below to read more content

Budgeting your money

Any topics you'd like us to cover? We're keen to find out! Please send your ideas to our Instagram.

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application. Credit score could increase with responsible account management.

aquacard logo
  • Credit cards
  • Credit cards for bad credit
  • Credit cards for building credit
  • The Aqua Classic credit card
  • Apply for a credit card
  • Balance transfer credit card
  • Contact us
  • Cookie policy
  • Privacy policy
  • About us
InstagramYouTubeTikTok
Download on the App StoreGet it on Google Play

NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLA's Lending Code. Copies of the FLA's Lending Code can be obtained from www.fla.org.uk

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Google Pay is a trademark of Google LLC.

© NewDay Ltd. 2026