Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

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Understanding credit cards

Can you pay off a credit card with another cr...

Thinking about paying one credit card with another? Find out if it’s possible, how balance transfers work, and smar...

Published on October 31st, 20256 mins read
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Hayley Bevan

Man looking at his phone and credit card while sat in front of a laptop

8 reasons why your credit score has gone down

Wondering why your credit score is going down? Learn the most common reasons behind score drops, what you can do to...

Published on October 31st, 20256 mins read
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Hayley Bevan

Couple sat on the floor surrounded by packing boxes

What credit score do you need for a mortgage?

Learn what credit score you need for a mortgage in the UK, how it affects your mortgage options, and tips to improv...

Published on October 31st, 20257 mins read
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Hayley Bevan

Couple looking at bills in front of a laptop

Should you increase your credit card limit?

Looking to increase your credit card limit? Discover how to request an increase, what factors lenders consider, and...

Published on October 14th, 20254 mins read
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Hayley Bevan

Two people looking at a calculator and a laptop

How to pay off a credit card bill & should yo...

Confused about credit card payments? Find out how to clear your card's bill effectively, if overpaying is worthwhil...

Published on October 3rd, 20255 mins read
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Hayley Bevan

Husband and wife looking at their finances together

How overdrafts affect your credit score

Do overdrafts hurt your credit score? Understand the impact, what banks report to lenders, and how to manage your a...

Published on October 3rd, 20256 mins read
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Hayley Bevan

Woman looking at her phone and card in front of a laptop

Balance Transfers vs Personal Loans

Not sure whether to choose a balance transfer card or a personal loan? Learn the differences and how to pick the be...

Published on September 4th, 20256 mins read
Author photo

Hayley Bevan

Woman on couch looking at her card in front of her laptop

Balance Transfers vs Debt Consolidation

Choosing between a balance transfer or a debt consolidation loan? Discover how they differ, when to use them, and w...

Published on September 4th, 20257 mins read
Author photo

Hayley Bevan

Man working out bills with a calculator

Pros and Cons of a Balance Transfer

Thinking about a balance transfer? Learn how it works, the pros and cons, and whether it could help reduce interest...

Published on September 4th, 20256 mins read
Author photo

Hayley Bevan

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