Understanding credit cards

Applying for a credit card? Find out how long approval takes, when you’ll receive your card, and tips to speed up t...

Hayley Bevan

Wondering if you can withdraw cash from a credit card? Learn how it works, what fees apply, and what to consider be...

Hayley Bevan

Wondering if checking your credit score hurts it? Discover the difference between soft and hard checks, and how eac...

Hayley Bevan

Thinking about paying one credit card with another? Find out if it’s possible, how balance transfers work, and smar...

Hayley Bevan

Wondering why your credit score is going down? Learn the most common reasons behind score drops, what you can do to...

Hayley Bevan

Learn what credit score you need for a mortgage in the UK, how it affects your mortgage options, and tips to improv...

Hayley Bevan

Looking to increase your credit card limit? Discover how to request an increase, what factors lenders consider, and...

Hayley Bevan

Confused about credit card payments? Find out how to clear your card's bill effectively, if overpaying is worthwhil...

Hayley Bevan

Do overdrafts hurt your credit score? Understand the impact, what banks report to lenders, and how to manage your a...

Hayley Bevan