Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

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Young adult female wearing casual clothing in a living room, using credit card and mobile phone.
Understanding credit cards

Carrying a credit card balance

Learn what it means to carry a credit card balance and how this could affect your credit score.

Published on September 2nd, 20226 mins read
Author photo

Vanessa Stewart

Close-up of an adult man using smart watch to pay at a contactless credit card reader.
Understanding credit cards

Why should I use a digital wallet?

Find out how spending with digital wallets such as Apple Pay and Google Pay could be safer and easier.

Published on June 29th, 20225 mins read
Author photo

Victoria Smith

Close-up of adult man working on laptop with wireless technology and mobile phone.
Understanding credit cards

How long does it take to improve your credit ...

Get tips and advice on how to improve your credit score.

Published on June 29th, 20227 mins read
Author photo

Jide Davies

Young adult woman enjoying exploring a foreign market with map in hand.
Understanding credit cards

Using your credit card abroad

Find out how you can use your credit card to spend abroad safely, with tips and advice to utilising your card sensi...

Published on June 24th, 20226 mins read
Author photo

Victoria Smith

Close-up of a man's hand taking credit card from wallet for business or shopping online.
Understanding credit cards

Credit card vs debit card - what's the differ...

Understand the key differences of credit vs debit and learn which is best suited for your needs.

Published on May 13th, 20228 mins read
Author photo

Vanessa Stewart

Adult female smiling in apron, working in a bakery and helping a customer at the till.
Understanding credit cards

Advantages of using a credit card

From spreading costs to building credit history, learn the benefits of credit cards when used responsibly.

Published on May 9th, 20227 mins read
Author photo

Vanessa Stewart

One adult male and one adult female sitting indoors reviewing paperwork with look of concentration.
Understanding credit cards

Dealing with money worries

Find out how to deal with debt stress and money worries in a practical way.

Published on February 4th, 20206 mins read
Author photo

Victoria Smith

Indoors, smiling man and woman sat at coffee table, working together at laptop.
Understanding credit cards

How to keep your credit healthy

Get actionable tips on keeping your credit rating healthy and avoid the pitfalls of bad credit.

Published on December 3rd, 20193 mins read
Author photo

Victoria Smith

Close-up of human hand holding credit card over contactless credit card reader to pay for shopping.
Understanding credit cards

Understanding types of credit cards

Find out more about the common types of credit cards and which is right for you.

Published on November 12th, 20196 mins read
Author photo

Vanessa Stewart

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