Understanding credit cards

Looking to increase your credit card limit? Discover how to request an increase, what factors lenders consider, and...

Hayley Bevan

Confused about credit card payments? Find out how to clear your card's bill effectively, if overpaying is worthwhil...

Hayley Bevan

Do overdrafts hurt your credit score? Understand the impact, what banks report to lenders, and how to manage your a...

Hayley Bevan

Not sure whether to choose a balance transfer card or a personal loan? Learn the differences and how to pick the be...

Hayley Bevan

Choosing between a balance transfer or a debt consolidation loan? Discover how they differ, when to use them, and w...

Hayley Bevan

Thinking about a balance transfer? Learn how it works, the pros and cons, and whether it could help reduce interest...

Hayley Bevan

Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...

Hayley Bevan

Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...

Hayley Bevan

Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...

Hayley Bevan