Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

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Understanding credit cards

What is a credit card and how do they work? -...

Discover the basics of credit cards, how to use them, and the benefits of using credit cards in our comprehensive g...

Published on April 16th, 20257 mins read
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Hayley Bevan

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Understanding credit cards

How to do a credit card balance transfer in 6...

Learn how to do a balance transfer in 6 easy steps. Save on interest and pay off your credit card debt faster with ...

Published on April 15th, 20255 mins read
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Hayley Bevan

woman sat on sofa holding credit card and tablet
Understanding credit cards

Does a balance transfer affect your credit sc...

Discover the impact of balance transfers on your credit score, as we help you make the best decisions for building ...

Published on August 28th, 20246 mins read
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Jide Davies

Young man wearing headphones walking with backpack and looking at mobile phone
Understanding credit cards

Your first credit card

Helping you to get started with your first credit card. From choosing the right card to building credit responsibly...

Published on June 27th, 202410 mins read
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Victoria Smith

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Understanding credit cards

How to apply for a credit card

If you’re looking to apply for a credit card then read our comprehensive guide. Learn about eligibility, credit car...

Published on March 27th, 20248 mins read
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Victoria Smith

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Understanding credit cards

Self care nation

Aqua reveals the self-care priorities of people in the UK.

Published on October 6th, 202310 mins read
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Sharvan Selvam

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Understanding credit cards

What is a good credit score range?

Discover what the average credit score in the UK is and what this means for you.

Published on December 21st, 20226 mins read
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Jide Davies

Adult woman in casual clothing relaxing indoors on her sofa wearing headphones.
Understanding credit cards

Can you pay bills with a credit card?

Credit cards can be a convenient way to make purchases. Learn how you can use a credit card to pay everyday bills.

Published on October 20th, 20225 mins read
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Vanessa Stewart

Close-up of one young adult man using calculator on mobile phone with human hand on table indoors.
Understanding credit cards

What does APR mean on a credit card?

APR or 'Annual Percentage Rate' might seem complicated, but it's important to understand how it works.

Published on September 30th, 20226 mins read
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Alex Cook

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Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

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