Aqua Advance
Reduce your interest rate

34.9% APR
Representative (variable)
Don't forget
Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult.
What are the benefits of the Aqua Advance card?
- Reduce your interest rate each year if you manage your account well
- No extra fees on what you spend abroad
- An initial credit limit between £250-£1,500
- Potential to increase your credit limit if you manage your account well
- No annual fees
- Our mobile app keeps you in control 24/7
- Manageable monthly payments
- Text alerts to make it easier to stay on track
- Award-winning support from our UK-based customer helpline
- As a Mastercard, our Aqua Advance card is accepted at over 35 million places worldwide
Am I eligible to apply for an Aqua Advance card?
You can apply for an Aqua card as long as you:
- Are over 18 and have a permanent UK address
- Haven’t been registered bankrupt in the past 18 months and don’t have ongoing bankruptcy proceedings against you
- Have a current UK bank or building society account
- Haven’t received a County Court Judgement (CCJ) in the past 12 months
- Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus, Fluid or Bip card in the past 12 months
34.9% APR
Representative (variable)
How do I get a lower credit card interest rate?
Want a progressive way to build or rebuild your credit? Aqua Advance could be the credit card for you. It’s designed to help you improve your credit score, while reducing the rate of interest you pay each year.
You just need to stay within your limit and make payments on time. So, whether you have a low or fair credit score, or ore just starting to build your credit history, Aqua Advance helps you improve your credit while cutting your costs.


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Frequently Asked Questions