In this article

You may also like
Woman using a calculator while looking at her laptop and paperwork

Financial Learnings and Mistakes 2025

Three female adult friends socialising over a meal in a restaurant setting

Brit's social spending habits

Friends socialising together over a drink

The Great British Beer Garden

See more articles

The UK’s Subscription Service Spending in 2025

Aqua reveals Brits spend £786 a year on subscriptions. See how spending varies across the UK and get tips to track and manage your monthly costs
Man and woman looking at a laptop while woman holding a credit card
Written by Hayley Bevan and Victoria Smith
Published on October 31st, 2025
Last reviewed on October 31st, 2025
6 mins read

News and insights

With the cost of living continuing to rise in the UK, it’s never been more important to get your outgoings under control. It can be difficult to know where to start, though, as essential expenses can take up a large portion of monthly budgets, and spending patterns on subscription services can vary widely. So, where can savings be made?

To gain insight into how people in the UK are spending on subscriptions, we surveyed 2,000 individuals aged 16 and over about their subscription habits. Our research reveals that the average Brit spends a staggering £786 per year on subscriptions.

But our study looks beyond the numbers, exploring how people feel about these costs. Alarmingly, we found that 17% of Brits don’t track their subscriptions at all. With this in mind, we’ve put together a summary of our findings, along with guidance on how to stay on top of your subscriptions and make informed choices about your spending.

How subscription spending varies across the UK

Subscription services are becoming increasingly popular across the UK, with 20.6 million households (around 68%) now accessing at least one subscription video-on-demand service in the last six months up from 20 million in the six months before [1]. However, spending habits differ widely depending on the individual. Some services require longer-term commitments, often lasting a year or more, which can add up quickly.

According to our study, the average Brit pays for 2.8 subscriptions, averaging a total monthly spend of £65.50 (£786 annually). There is a distinct range of subscription spending, with half of the population (50%) spending under £40 a month on subscriptions, while one in ten (10%) spend £200 or more.

Subscribers spend £27 per month on entertainment subscriptions, which could include streaming services such as Netflix and Disney+. They spend £21 per month on food and drink subscriptions like HelloFresh and Gousto, and £15 per month on shopping/fashion subscriptions. The data also highlights a notable difference in spending between men and women. Men outspend women across all major subscription categories, around 61% more overall.

Average monthly spend by subscription

The highest-spending cities in our survey were Manchester (£81 per month), London (£77 per month), and Belfast (£72 per month), while Plymouth (£41), Sheffield (£50), and Bristol (£51) reported the lowest. Food and drink subscriptions show the most striking regional variation: Northern Irish respondents spend an average of £53 per month, over 900% more than those in Glasgow and Plymouth (both £5 per month).

Average subscription spend by city

Subscription habits and usage in the UK

Our survey explored how people engage with the services they’re paying for and found that one in five are paying for a service they rarely use. A small proportion, 2% of respondents, report that they don’t use any of their paid subscriptions at all, which ultimately is a waste of money.

We also examined subscription-sharing habits. Almost half of the respondents report using subscriptions paid for by someone else. Among 16-24 year olds, only 25% pay for all of their own subscriptions, while 69% report using others’ accounts at least occasionally. It’s important to note that using someone else’s account can often be against the service’s terms and conditions, which can lead to account suspension.

How often Brits use their subscriptions

Tracking subscription spending

As subscription-based spending increases, keeping track of payments can become more complex. Half of Brits (52%) monitor their subscriptions by manually checking their bank statements or banking app, but with contracts generally continuing on a rolling basis after expiry, it’s easy to lose sight of recurring payments. Older adults in particular may be at risk of losing track; almost a quarter (25%) of those aged 55+ say they don’t track their subscription spending at all. Subscription management apps and spreadsheets can help you stay on top of your spending, but they are relatively underutilised; 17% of Brits admitted that they don’t track their subscription spending at all. Less than one in five people (18%) use an app to track their subscriptions, and women (12%) are less than half as likely to use one as men (24%). Brits aged 25–34 are the most likely to take a proactive approach, with over a third (35%) using a budgeting or spending app to keep on top of their subscriptions.

How people pay for subscriptions

Many subscription services offer multiple payment methods to fit your personal situation. Typically, paying upfront or committing to a longer contract can result in a lower overall cost. For example, Disney+ offers a £19.98 saving across the year if you pay upfront, while Prime and Apple TV offer savings of £17.98 and £12.88.

A year-long subscription might work out cheaper than a month-by-month subscription, but that assumes you will need the service throughout that period, as up-front payments are unlikely to be refunded if you no longer need the service before the end of your contract.

Our survey found that almost three-quarters (74%) of Brits exclusively pay for their subscriptions monthly. This could be for a number of reasons, including rising living costs, making up-front payments for annual subscriptions less appealing.

Paying monthly may also allow users to change or switch between services depending on which ones they wish to use, rather than committing to a full year.

Tips for managing your subscriptions

Our research shows that a considerable proportion (22%) of subscription spending is on services that are used infrequently, or not at all. We spoke to Scott Yule, Commercial Strategy Director at Aqua, who gave us the following tips on ways to approach managing your subscription spending:

Use subscription management apps:

This provides oversight of all subscriptions in one place, making them easier to manage and ensuring you are sticking to your allocated budget. This also helps you keep an eye on any subscriptions you may no longer need.

Monitoring bank statements regularly

Keep an eye on your outgoings to see if there are free trials or deals that have now switched to more expensive fees, or if any subscription renewals have increased in price.

Budget and prioritise where you can

Work out how much money you have available to spend on different subscriptions. This will give you a better idea of what you can reasonably afford and where your money might be best spent, including whether certain subscriptions are actually saving you money or not.

Do you really need it?

Before committing to a subscription, it’s good to ask yourself if you really need it. Consider how often you will actually use the service and whether there are cheaper or free alternatives that could meet the same need.

Methodology & sources

We used the following methods to establish the UK population’s expenditure on, and attitude towards, subscription services:

Survey of 2,000 people aged 16 and over on their subscription habits, carried out in June and July 2025.

Monthly vs Annual subscription costs:

Netflix pricing structure

Prime pricing structure

Apple TV pricing structure

Disney+ pricing structure

[1] Barb releases Q4 2024 SVOD subscriptions data

Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult.

Contributors

Author photo

Hayley Bevan

Hayley is an editor at Aqua.

Author photo

Victoria Smith

Victoria is an editor at Aqua.

You might also like

Slide 1 of 3
Woman using a calculator while looking at her laptop and paperwork

Financial Learnings and Mistakes 2025

New survey from Aqua reveals the UK’s biggest financial learnings and mistakes

Published on October 3rd, 202512 mins read
Author photo

Hayley Bevan

Three female adult friends socialising over a meal in a restaurant setting

Brit's social spending habits

Aqua has conducted a new survey to reveal the social spending habits of people across the UK.

Published on November 17th, 202312 mins read
Author photo

Sharvan Selvam

Friends socialising together over a drink

The Great British Beer Garden

Experts at Aqua reveal the best UK cities for beer gardens, and how to successfully budget for summer.

Published on March 26th, 20258 mins read
Author photo

Hayley Bevan

The smart way to build better credit

Aqua is the credit card that gives you the power to improve your credit score

34.9% APR

Representative (variable) for Aqua Classic

Check my eligibilityRead summary box

Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult.

Aqua

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application.

aquacard logo
  • Credit cards
  • Credit cards for bad credit
  • Credit cards for building credit
  • The Aqua Classic credit card
  • Apply for a credit card
  • Balance transfer credit card
  • Contact us
  • Cookie policy
  • Privacy policy
  • About us
Available to use withgoogle payapple pay

NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLA's Lending Code. Copies of the FLA's Lending Code can be obtained from www.fla.org.uk

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Google Pay is a trademark of Google LLC.

© NewDay Ltd. 2025