Hayley Bevan

Hayley is an editor at Aqua.

Photo of Hayley Bevan

All Articles by Hayley Bevan

Page 3 of 5
Couple looking at their phone and writing notes
Understanding credit cards

Adverse Credit History Explained

Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...

Published on July 28th, 20256 mins read
Author photo

Hayley Bevan

Woman smiling at her phone, holding her credit card in front of a laptop

What is a credit check? Hard & soft credit ch...

Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...

Published on July 28th, 20255 mins read
Couple looking at their laptop with bills on the table

How does credit card interest work?

Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...

Published on July 25th, 20257 mins read
Man sat on his laptop while in a coffee shop

Can you set up a direct debit on a credit car...

Wondering if you can set up a direct debit on a credit card? Learn how direct debits work with credit cards and the...

Published on July 1st, 20255 mins read
Close up of an adult male holding a smart phone and credit card, typing a message into a phone.

What is a credit limit?

What is a credit card limit? Discover how credit limits are calculated, what happens if you go over, and how to man...

Published on July 1st, 20258 mins read
Woman sat at a table looking at an tablet

What is the minimum payment on a credit card?

Wondering what the minimum payment on a credit card is? Learn how it's calculated, repayment management, and what h...

Published on July 1st, 20255 mins read
Woman sat with her packed suitcases

Summer Destinations: UK vs Europe

Discover where your money stretches further for summer holidays in 2025.

Published on June 17th, 202513 mins read
Man looking at her phone paying a bill

History of Credit Cards

Ever wondered when credit cards were invented? Explore the history of credit cards, and learn more about how they h...

Published on June 13th, 20254 mins read
Woman looking at her phone

How to pass a credit check for a mobile phone...

Struggling to pass a credit check for a phone? You still have options, even with bad credit. Check out our guide to...

Published on June 3rd, 20256 mins read

Explore all topics

Click on the boxes below to read more content

Budgeting your money

Any topics you'd like us to cover? We're keen to find out! Please send your ideas to our Instagram.

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application. Credit score could increase with responsible account management.

aquacard logo
  • Credit cards
  • Credit cards for bad credit
  • Credit cards for building credit
  • The Aqua Classic credit card
  • Apply for a credit card
  • Balance transfer credit card
  • Contact us
  • Cookie policy
  • Privacy policy
  • About us
InstagramYouTubeTikTok
Download on the App StoreGet it on Google Play

NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLA's Lending Code. Copies of the FLA's Lending Code can be obtained from www.fla.org.uk

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Google Pay is a trademark of Google LLC.

© NewDay Ltd. 2026