Hayley is an editor at Aqua.


Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...

Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...

Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...

Wondering if you can set up a direct debit on a credit card? Learn how direct debits work with credit cards and the...

What is a credit card limit? Discover how credit limits are calculated, what happens if you go over, and how to man...

Wondering what the minimum payment on a credit card is? Learn how it's calculated, repayment management, and what h...

Discover where your money stretches further for summer holidays in 2025.

Ever wondered when credit cards were invented? Explore the history of credit cards, and learn more about how they h...

Struggling to pass a credit check for a phone? You still have options, even with bad credit. Check out our guide to...
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