Senior Specialist at Aqua
Hayley has been part of the Aqua team since 2021. With a background in the retail industry, she brings valuable insight into customer behaviour, consumer trends and spending habits. In her articles, Hayley breaks down the basics of credit and explores how people manage their money in daily life - offering practical tips to help readers feel more confident about their finances.
Outside of work, Hayley channels her creativity into making hampers and gift boxes, combining her love for design and presentation.


Choosing between a balance transfer or a debt consolidation loan? Discover how they differ, when to use them, and w...

Thinking about a balance transfer? Learn how it works, the pros and cons, and whether it could help reduce interest...

Aqua’s finance experts reveal how much UK runners really spend, uncovering hidden costs, city trends, and smart way...

Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...

Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...

Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...

Wondering if you can set up a direct debit on a credit card? Learn how direct debits work with credit cards and the...

What is a credit card limit? Discover how credit limits are calculated, what happens if you go over, and how to man...

Wondering what the minimum payment on a credit card is? Learn how it's calculated, repayment management, and what h...
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