Hayley Bevan
Senior Specialist at Aqua
Hayley has been part of the Aqua team since 2021. With a background in the retail industry, she brings valuable insight into customer behaviour, consumer trends and spending habits. In her articles, Hayley breaks down the basics of credit and explores how people manage their money in daily life - offering practical tips to help readers feel more confident about their finances.
Outside of work, Hayley channels her creativity into making hampers and gift boxes, combining her love for design and presentation.
All Articles by Hayley Bevan
Page 4 of 6
Financial Learnings and Mistakes 2025
New survey from Aqua reveals the UK’s biggest financial learnings and mistakes
How overdrafts affect your credit score
Do overdrafts hurt your credit score? Understand the impact, what banks report to lenders, and how to manage your a...
Balance Transfers vs Personal Loans
Not sure whether to choose a balance transfer card or a personal loan? Learn the differences and how to pick the be...
Balance Transfers vs Debt Consolidation
Choosing between a balance transfer or a debt consolidation loan? Discover how they differ, when to use them, and w...
Pros and Cons of a Balance Transfer
Thinking about a balance transfer? Learn how it works, the pros and cons, and whether it could help reduce interest...
The True Cost of Being a Runner
Aqua’s finance experts reveal how much UK runners really spend, uncovering hidden costs, city trends, and smart way...
Adverse Credit History Explained
Learn all about adverse credit history, including how it affects you, how long negative items stay on your report, ...
What is a credit check? Hard & soft credit ch...
Discover the differences between hard and soft credit checks, how they impact your credit score, and when each type...
How does credit card interest work?
Learn about how credit card interest works, including how it's calculated, when it's charged, and strategies to avo...
Explore all topics
Click on the boxes below to read more content
Any topics you'd like us to cover? We're keen to find out! Please send your ideas to our Instagram.