Understanding credit cards

APR? Money transfer? Fees and charges? Let's make a clear look at credit cards, without all the confusion...

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Understanding credit cards

How to keep your credit healthy

Get actionable tips on keeping your credit rating healthy and avoid the pitfalls of bad credit.

Published on December 3rd, 20193 mins read
Author photo

Victoria Smith

Close-up of human hand holding credit card over contactless credit card reader to pay for shopping.

Understanding types of credit cards

Find out more about the common types of credit cards and which is right for you.

Published on November 12th, 20196 mins read
Author photo

Vanessa Stewart

Close-up of adult woman holding purse and credit card while shopping and paying in a retail store.

The cost of bad credit

Learn more about some of the most common challenges of bad credit and what you can do about them.

Published on October 22nd, 20198 mins read
Author photo

Vanessa Stewart

Young adult smiling woman, looking at smart phone, reflecting positivity and happiness.

How to get a credit card with bad credit

Learn how to choose and apply for a credit card when you have bad credit.

Published on October 2nd, 20194 mins read
Author photo

Victoria Smith

Adult male with grey hair sitting indoors, looking at tablet; selective focus.

How to fix bad credit

In this guide you’ll find out how to improve bad credit and how quickly you can do it.

Published on May 17th, 20193 mins read
Author photo

Vanessa Stewart

Close-up of human hand holding credit card over contactless credit card reader to pay for shopping

Types of credit

Find out about some of the most common forms of credit and work out which is right for you.

Published on May 17th, 20194 mins read
Author photo

Victoria Smith

Close-up of an adult man's hand holding tablet while working on the internet

Reducing credit card debt

Finding it difficult to clear your card debt? Discover some quick ways that you can start shifting your balance and...

Published on May 17th, 20195 mins read
Author photo

Victoria Smith

Close-up of a man's hand working with a credit card, banking and shopping online.

What is a balance transfer?

A credit card balance transfer is when you transfer the balance from one card, where you might be paying a higher a...

Published on May 17th, 20194 mins read
Author photo

Victoria Smith

Close-up of adult man's hand holding mobile phone, coffee drink, and credit card.

Credit cards for low income & self-employed

Credit cards for low income, unemployed and self-employed people.

Published on May 17th, 20192 mins read
Author photo

Vanessa Stewart

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Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

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