Building credit


Need a little guidance? We're here to help


It's true that credit cards can sometimes be a bit confusing. The Aqua Credit Hub is designed to provide you with all the tips and tricks you need on your journey towards better credit.


We update our articles regularly, so be sure to pop back if you want a little more information to help you stay on top of things

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Credit cards

How do credit cards work? A credit card can be a great financial tool. Learn how they work and how to get the most out of them.

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Understanding credit

What is a credit limit? Find out how credit limits are set, how to increase or decrease yours, and whether you should.

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Understanding credit

The Cost of Bad Credit Learn more about some of the most common challenges of bad credit and what you can do about them.

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Understanding credit

How to get a credit card with bad credit Learn how to choose and apply for a credit card when you have bad credit

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Credit cards

What is a balance transfer? What are the benefits of a balance transfer? • What is a balance transfer fee?

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Understanding credit

Types of credit Credit cards • Bank loans • Payday loans • Student loans • Overdrafts • Other types of credit

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Credit cards

Reducing credit card debt Make a monthly budget • Use a balance transfer to reduce your interest payments

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Credit cards

Credit cards for low incomes Credit cards for low income and unemployed people • Credit cards for self-employed people

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Understanding credit

How to fix bad credit In this guide you’ll find out how to improve bad credit and how quickly you can do it.