Building credit

 

Need a little guidance? We're here to help

 

It's true that credit cards can sometimes be a bit confusing. The Aqua Credit Hub is designed to provide you with all the tips and tricks you need on your journey towards better credit.

 

We update our articles regularly, so be sure to pop back if you want a little more information to help you stay on top of things.























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Understanding credit

How credit card payments work Credit card payments explained • What’s the contractual minimum payment?

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Understanding credit

How to fix bad credit How can I improve a bad credit history? • How can an Aqua card help?

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Credit cards

Credit cards for low incomes Credit cards for low income and unemployed people • Credit cards for self-employed people

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Credit cards

Reducing credit card debt Make a monthly budget • Use a balance transfer to reduce your interest payments

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Understanding credit

Types of Credit​ Credit cards • Bank loans • Payday loans • Student loans • Overdrafts • Other types of credit

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Credit cards

What is a balance transfer? What are the benefits of a balance transfer? • What is a balance transfer fee?

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Understanding Credit

How to get a credit card with bad credit Learn how to choose and apply for a credit card when you have bad credit

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Understanding Credit

The cost of bad credit Learn more about some of the most common challenges of bad credit and what you can do about them.

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Understanding Credit

What is a credit limit? Find out how credit limits are set, how to increase or decrease yours, and whether you should.

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Credit cards

How do credit cards work? A credit card can be a great financial tool. Learn how they work and how to get the most out of them.

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Credit cards

Understanding types of credit cards Find out more about the common types of credit cards and which is right for you.

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Budgeting

Everyday budgeting Get tips on how to better budget your bills and budgeting tips to make everyday life easier.

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Staying safe

Preventing credit card fraud Get tips on how you can prevent credit card fraud and keep your card safe.

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Understanding credit

How to keep your credit healthy Get actionable tips on keeping your credit rating healthy and avoid the pitfalls of bad credit.

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Staying safe

Staying safe online Find out what you can do to protect your security when browsing the web.